Banks

CMS Analytics helps banks to optimize and modernize their cash operations. Through our expertise and consultancy as well as our forecasting and reconciliation solutions, CMS can tailor projects to the needs of your network. Our solutions deliver industry-leading holistic cash optimization which delivers cost savings and strategic and operational improvements.

CMS Analytics - The cash management experts
CMS Analytics - The cash management experts
CMS Analytics - The cash management experts
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CMS Analytics - The cash management experts
CMS Analytics - The cash management experts
CMS Analytics - The cash management experts
CMS Analytics - The cash management experts
CMS Analytics - The cash management experts

Cash Forecasting

Our dynamic, data-science driven cash forecasting solution ensures that each ATM, branch or vault in your network has the optimal forecast at the right time. Our solution has a big impact for banks’ cash optimization – on average, it reduces cash balances by 30% and the costs of cash by 25-30% - providing a positive ROI. 

Our forecasting solution automates ATM orders, and we provide a tailored web portal for all of your branches and Corporate Office that provides a suite of cash operations tasks, including branch cash ordering, armored transport tracking and analytics of cash across your network.

To find out more about our unique dynamic forecasting solution, visit the dedicated Cash Forecasting page.

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Cash & ATM Reconciliation

The traditionally manual nature of cash & ATM reconciliation burdens teams with heavy workloads and software which is unfit for purpose, leading to inefficiencies, human error and increased backlogs. However, Libra has rebalanced the scales.

Libra is a powerful automated cash & ATM reconciliation tool created specifically for the intricacies of cash, with an auto-reconciliation rate of up to 95%. The software has features made specifically for cash and ATM reconciliation within banks, including management of charge-offs, automation of logging and escalating carrier claims and data analytics dashboards, giving management visibility of your reconciliation operation.

To find out more about Libra and how it can bring harmony to your cash operations, visit the dedicated Libra section.

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CMS Analytics - The cash management experts
CMS Analytics - The cash management experts

Cash Operations Audits and Consultancy

As consumer’s use of cash and the cash industry changes, it’s valuable for banks to understand global best practices and how your operations compare. Through CMS Analytics’ Cash Operations Audit and other consultancy solutions, we can tailor a project that aims to achieve your goals.

As an independent global solutions provider that undertakes forecasting, reconciliation and other cash operations for many organizations around the world, we have first-hand experience in the drivers of productivity. We benchmark your business against a sample group of global peers with similar cash operations structures and simulate best practice models across your network. We then provide tailored recommendations (both quick wins and longer-term strategic changes) to ensure that your business can maximize efficiencies, optimize costs and achieve best practice.

As well as our Cash Operations Audit, other tailored projects include armored transport rescheduling, optimization of recycling rollouts and reconciliation automation.

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CMS Analytics - The cash management experts

Multi-denomination Strategy 

With the changing branch and customer behavior landscape, ensuring optimal ATM, ITM and recycler efficiency is key. Applying an optimized multi-denomination strategy to your self-service network can transform productivity.

CMS Analytics - The cash management experts

Our data scientists conduct mathematical simulations to balance the three essential components to formulate the optimal multi-denomination strategy for your network:

• The cassette mix (the denominations held in the cassettes)

• The dispense algorithm (the denominations dispensed for every possible transaction amount)

•The pre-set configurations (the transaction amounts visible to customers)


An optimized multi-denomination strategy can save up to 30% in cash management costs and increase average transaction values (ATVs) by up to 12%. It also improves customer experience and efficiency by dispensing the notes that customers need, removing them from growing teller lines in branches.

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CMS Analytics - The cash management experts
CMS Analytics - The cash management experts

Whitelabel Solutions for Commercial Banking Customers 

CMS:Cash is the intelligent, white-label solution for your bank’s commercial clients to manage their cash operations.

From one simplified platform, commercial clients can order cash, manage their armored transport providers, track deposits and have complete visibility of cash across their network.

The platform provides retail locations with an easy ordering portal and the option for many cash operations to be automated – reducing costs and minimizing risk. Cash order recommendations are based on forecasting algorithms developed by our team of data scientists, while deposits can be tracked from site to the vault and walk-to-bank/night deposits accounted for. The solution also provides a range of features for clients on your provisional credit program.

No matter your clients’ armored transport supplier, or supply chain structure, CMS:Cash can be tailored to their network and your relationship with them as their banking partner.

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CMS Analytics - The cash management experts

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If you have any questions about CMS Analytics or our solutions for banks, please contact us using the form below and a member of our team will get back to you shortly.

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